Find the Perfect Mortgage Structured to Your Needs
Whether you’re buying your first home, refinancing, or investing, our expert team is here to help you achieve your property goals with confidence.
Got Mortgage Questions? Let’s Chat!
From understanding loan options to navigating the application process, we’re here to provide expert guidance every step of the way.
+61 2 3814 7789
Get a Tailored Mortgage Structure
Take the next step with a personalised mortgage structure that fits your goals. Speak with a strategist today to get started.
Making Homeownership and Investment Simple
15+
Years of
Trusted Service
who we are?
Your Guide to Confident Home Financing Decisions
We’re dedicated to providing clear, practical, and personalised mortgage solutions tailored to your unique situation. Our team is here to simplify the process, so you can focus on achieving your goals—whether that’s purchasing your first home, refinancing, or building your investment portfolio.
why choose us?
Building Your Path to
Property Success
Home Purchase
Refinance
Loan Options
Your Journey to Homeownership Starts Here
Our team provides personalised mortgage advice, expert guidance, and competitive solutions to help you save and succeed.
Delivering exceptional support and guidance, tailored to every client’s needs.
Customised mortgage strategies designed with your unique financial goals in mind.
Step-by-step support throughout your entire property journey.
what we offer ?
Your Mortgage Journey Made Simple
At Finsap, we streamline the mortgage process, providing tailored solutions and expert support to help you achieve your goals confidently. From home loans to investment properties, we’re here to guide you every step of the way.
Home Loans
Customised options for first-time buyers, refinancing, and investment properties.
Customised Options: Find the right loan to match your financial goals.
Competitive Rates: Unlock financing with market-leading terms.
Expert Guidance: Navigate the home-buying process with ease.
Refinancing
Lower your repayments and unlock equity by refinancing your mortgage.
Lower Repayments: Save money with better interest rates.
Flexible Options: Restructure your loan to suit your current needs and goals.
Smart Equity Access: Make the most of your property’s value.
SMSF Loans
Leverage your Self-Managed Super Fund to invest in property.
Leverage Super: Invest in property with your SMSF.
Tailored Advice: Get step-by-step guidance through the lending process
Secure Options: Loans structured to meet compliance and maximise returns.
Investment Loans
Flexible finance options tailored to your investment strategy.
Portfolio Growth: Finance properties that align with your strategy.
Favourable Terms: Competitive rates to support profitable investments.
Expert Support: Guidance to make informed and confident decisions.
Business Leasing
Finance solutions for leasing equipment and assets to grow your business.
Flexible Terms: Leasing plans customised to your business needs.
Fast Approvals: Get the assets you need without delays.
Growth Support: Finance solutions to help scale your operations.
Property Blueprint
Personalised property plans to help you achieve your financial goals.
Personalised Roadmap: A strategy tailored to your financial lending goals.
Market Insights: Expert advice on property trends and opportunities.
Step-by-Step Guidance: Support at every stage of your investment journey.
how it works
Simple Steps to Your Property Success
Consultation
Chat with our experts to explore your goals and discover tailored mortgage solutions.
Application
Let us guide you through a seamless loan application process.
Approval & Settlement
Secure your financing and take the final steps toward your new home or investment.
What Our Clients Are Saying
— Emma R.
“Working with Finsap was a game-changer for my investment strategy. Their tailored advice and in-depth market knowledge enabled me to double my investment portfolio in just three years. Highly recommend their expert team!”
— David C.
“As a first-time homebuyer, the process seemed daunting, but Finsap made it seamless and stress-free. Their guidance and support through every step were invaluable. I couldn't have asked for a better experience!”
Your Questions, Answered
What’s the difference between fixed and variable interest rates?
A fixed interest rate remains the same for a set period, giving you consistent repayments and peace of mind. A variable interest rate, on the other hand, can fluctuate based on market conditions, which may lower your repayments when rates drop but increase them if rates rise. The choice depends on your financial goals and comfort with market changes.
What documents do I need to apply for a loan?
When applying for a mortgage, you'll typically need:
Proof of identity (e.g., driver's licence, passport)
Proof of income (e.g., payslips, tax returns)
Evidence of savings or deposits
Details of your current debts and liabilities (e.g., credit cards, personal loans)
Documentation for the property you’re purchasing or refinancing.
Our team can provide a tailored checklist based on your situation.
Can I refinance my home loan to save money?
Yes, refinancing can help you reduce your monthly repayments, access better interest rates, or consolidate debt. It’s also an opportunity to access equity in your property for renovations, investments, or other financial goals. Speak with us to explore whether refinancing is the right move for you.
How does an SMSF loan work?
An SMSF loan allows your Self-Managed Super Fund to borrow money to invest in property. The income and expenses of the property are managed within the SMSF, and the loan must meet strict compliance requirements. We help you navigate the process, ensuring the loan is structured to align with your investment strategy while adhering to regulations.
What is Lenders Mortgage Insurance (LMI), and when is it required?
LMI is insurance that protects the lender if you’re unable to repay your loan. It’s typically required if your deposit is less than 20% of the property’s value. While LMI is an added cost, it can allow you to secure a home loan with a smaller deposit. We can help you explore ways to reduce or avoid LMI where possible.
Whether you’re buying, refinancing, or investing, we’re here to make your mortgage journey simple and stress-free. Reach out to us today to get started.
Expert Tips
Explore our blog and resources for the latest tips and insights on home buying, refinancing, and property investment.
